I can't believe I am doing this. It just seems that I need to talk to someone. Even if they don't answer. I am a young granma(that's what they call me). I have tried to do right by my children, and now find that I am in a terrible financial crisis. With all the help that I have given I have gotten behind on all of my bills. I tried to get a loan but my credit is really bad. Not that I don't pay my bills-I do-I just haven't been able to catch up. Banks don't lend to people like me-I am on disablility-and payday loans are outrageous. Gotta go-the youngest grandchild just woke up. Thanks for listening.